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  • Writer's pictureGibbs & Sellers

How to qualify for Social Security disability benefits

Disabled individuals may want to return to work after suffering their disability but may find that they are unable to do so. It may be overwhelming and alarming all at once to not know how they will support themselves or their family which is why disabled individuals should be familiar with resources available to help them such as Social Security disability (SSD) benefits.

There are two primary components to qualifying to be eligible for Social Security disability benefits. First, the disabled applicant must meet the Social Security Administration’s definition of disability. This requires that the disabled individual suffers from a medical condition that is severe enough the it prevents them from working. Additionally, the disabled individual must suffer from a medical condition that is expected to last 12 months or longer or result in death so, in essence, the disability cannot be temporary.

As part of their Social Security disability claim, the disabled individual must also have the necessary work history to qualify for Social Security disability benefits. Work history credits can be earned for periods of time worked or self-employment income. Workers can earn up to 4 credits per year. When the work history credits were earned is also a factor that is considered. There are many considerations to take into account when applying for Social Security disability benefits so disabled individuals interested in SSD benefits should know how they can qualify.

There are a variety of complexities associated with applying for Social Security disability benefits and disabled individuals should be familiar with what those are. The application process is just the beginning and understanding how to qualify for benefits is an important starting point for disabled individuals.

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