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How to get Social Security disability benefits when needed

Writer's picture: Gibbs & SellersGibbs & Sellers

Social Security disability benefits are an essential resource for many disabled individuals who are caught struggling to care for themselves or their families while faced with a disability. Knowing how to seek benefits is important for these individuals and is something that they should be familiar with.

In general, qualifying for Social Security disability benefits depends on the disabled applicant’s medical condition and work history. When a disabled individual is suffering from a medical condition severe enough that it prevents them from working, they may need help with their daily needs and may qualify for Social Security disability benefits. SSD benefits are available to disabled individuals who suffer from a medical condition that prevents them from engaging in substantial gainful activity.

The disabled individual must either suffer from a medical condition on the list the Social Security Administration maintains or the medical condition that prevents them from working must be established through medical records. In addition, the medical condition must be expected to last for 12 months or longer or result in death and the disabled individual must also have the necessary work history credits by paying into the system while they are working to qualify for benefits.

It can be challenging to qualify for SSD benefits, however, because most claims for Social Security disability benefits are initially denied. It is important to be prepared for each step of the process from initial application to phone interview to appeals process. Having trained guidance can help disabled individuals ensure they are properly prepared and in the best position possible to obtain the Social Security disability benefits they need.

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